List of Government Schemes in India & Pradhan Mantri Yojana 2014 – 2020

List of Government Schemes in India

Hello Readers

The ministries of the government if India has come up with the various government programs called schemes (Yojana) from time to time.

These government schemes could be a central, state, joint collaborations between the specific or joint collaboration between center and states.

So, our today post is centered on the list of schemes in India.

Government schemes are embarked by the government to cater to the social and economic welfare of the citizens of the country.

These schemes have improvised the various socio-economic aspect of the country and their awareness is essential for any active citizens.

The best part of keeping yourself abreast of Indian government schemes they are easier than any other GK section to retain.

Below I have presented you with some of the prominent Indian govt schemes which are likely to feature in the prominent competitive examination.

List of Government Schemes in India

Schemes of Government of India Date of Launch Sector Provisions
Atal Pension Yojana 2015 Pension Social Sector Scheme in relation to the Pension Sector
Bachat Lamp Yojana 2009 Electricity It is another social welfare schemes in India for Reduction in the cost of CFL (compact fluorescent lamps)
Central Government Health Scheme 1954 Health Complete medical care facilities to Government employees (Central) and their family members
Deendayal Disabled Rehabilitation Scheme 2003 Social Justice Welfare schemes in India:- Decreasing disparity related to opportunities, equity, social justice and empowerment of persons with disabilities.
Deen Dayal Upadhyaya Gram Jyoti Yojana 2015 Rural Power Supply The program aimed at providing uninterrupted power supply to rural sectors of India
Deen Dayal Upadhyaya Grameen Kaushalya Yojna 2015 Rural Development Program to provide rural youth especially, BPL and SC/ST segment of the population, with gainful employment by training them.
Digital India Programme July 1, 2015 Digitally Empowered Nation The main objective is to ensure that government services are available to citizens electronically and people get benefited from all the latest technology.
Gramin Bhandaran Yojana March 31, 2007 Agriculture It is an agricultural scheme in India to promote the use of scientific storage in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs.
Indira Awaas Yojana 1985 Housing, Rural Provides monetary assistance to the poor for constructing their houses.
Indira Gandhi Matritva Sahyog Yojana 2010 Mother Care It is another central government scheme for An incentive of Rs. 4000 to women (19 years and above) for the first two births.
Integrated Child Development Services October 2, 1975 Child Development To Cope with malnutrition and health problems in children below 6 years of age and their mothers
Integrated Rural Development Program 1978 Rural Development Self-employment program to improve the income-capacity among the poor and this scheme has been merged with another scheme named Swarnajayanti Gram Swarozgar Yojana (SGSY) since 01.04 1999.
Janani Suraksha Yojana 2005 Mother Care It is another health scheme in india for One-time monetary incentive to pregnant women for institutional/home births through assistance.
Jawaharlal Nehru National Urban Renewal Mission (JnNURM) December 3, 2005 Urban Development[7] A programme dedicated to improving the quality of life and infrastructure in the cities.
Kasturba Gandhi Balika Vidyalaya July 2004 Education To provide educational facilities (residential schools) for girls belonging to minority communities, SC, ST, OBC and families below the poverty line(BPL) in Educationally Backward Blocks.
INSPIRE Programme Education Scholarships for elite Science students, Grants, and Fellowships for pursuing Ph.D., Research Grants to researchers.
Kishore Vaigyanik Protsahan Yojana 1999 Education It is an education scheme in India for the Scholarship program to motivate students to take up careers in research in the areas of basic sciences, engineering, and medicine.
Livestock Insurance Scheme (India) Education Insurance to cattle and attaining substantial qualitative improvement in livestock and their products.
Mahatma Gandhi National Rural Employment Guarantee Act February 6, 2006 Rural Wage Employment Legal guarantee for 100 days of employment in every financial year to members of any rural household at the statutory minimum wage of Rs. 120 per day.
Members of Parliament Local Area Development Scheme December 23, 1993 Each MP has the choice to suggest to the District Collector the works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency.
Midday Meal Scheme August 15, 1995 Health and Education Lunch (free of cost) to school going children on all working days.
Namami Gange Programme March 1995 Clean & Protect Ganga To unify the efforts to clean and protect the Holy River Ganga.
National Literacy Mission Programme May 5, 1988 Education To improve the literacy rate by educating 80 million adults in the age group of 15 – 35 literate.
National Pension Scheme January 1, 2004 Pension Pension system based on contribution.
National Scheme on Welfare of Fishermen Agriculture Assistance to fishers for construction of a house, community hall, tube-wells for drinking water.
National Service Scheme All-around development through social (or community) service.
National Social Assistance Scheme August 15, 1995 Pension Assistance to its citizens in case of unemployment, old age, sickness and in other cases of undeserved want.
Pooled Finance Development Fund Scheme It is a banking scheme in India.
Pradhan Mantri Adarsh Gram Yojana July 23, 2010 Model Village Development of SC majority villages.
Pradhan Mantri Kaushal Vikas Yojna April 2015 Skill Development To encourage youth for the development of employable skills by giving monetary rewards by recognition of prior learning or by getting involved training at affiliated centers.
Pradhan Mantri Suraksha Bima Yojana May 9, 2015 Insurance Accidental Insurance with a net premium of Rs. 12 per year.
Pradhan Mantri Jeevan Jyoti Bima Yojana May 9, 2015 Insurance Life insurance of Rs. 2 lakh with a net premium of Rs. 330 per year.
Pradhan Mantri Jan Dhan Yojana August 28, 2014 Financial Inclusion National Mission for ensuring access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in a convenient manner.
Pradhan Mantri Gram Sadak Yojana December 25, 2000 Rural Development All-season road connectivity to unconnected villages.
Rajiv Awas Yojana 2013 Urban Housing It envisages an “India which slum-free” with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities.
Rajiv Gandhi Grameen Vidyutikaran Yojana  April 2005 Rural Electrification Program me for providing Electricity & Household Electrification to rural households.
Rashtriya Krishi Vikas Yojana August 1, 2007 Agriculture Achieve annual growth of 4% in agriculture through the development of Agriculture and its allied sectors.
Rashtriya Swasthya Bima Yojana April 1, 2008 Insurance Health insurance to the poor (BPL), Domestic workers, MGNERGA workers etc.
RNTCP 1997 Health Tuberculosis control initiative.
Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent Boys 2014 Skill Development It covers all adolescent boys (both schools going and out of school) in the age-group of 11 to 18 years and aims at their empowerment.
Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent Girls 2011 Skill Development Empowering adolescent girls (Age) of 11–18 years with a focus on out-of-school girls by improvement vocational skills.
Sampoorna Grameen Rozgar Yojana September 25, 2001 Rural Self Employment Providing extra wage employment and food security.
Swabhiman February 15, 2011 Financial Inclusion To provide banking facility to all citizens and to get 5 Crore accounts opened by Mar 2012. Substituted by Pradhan Mantri Jan Dhan Yojana.
Swarnajayanti Gram Swarozgar Yojana April 1, 1999 Rural Employment To bring the assisted poor families above the poverty line through the process of social mobilization, training, and capacity building.
Swavalamban September 26, 2010 Pension Any citizen of India who is not part of any statutory pension scheme of the Government and contributes between Rs. 1000 and Rs. 12000/- per annum, could join the scheme. The Central Government shall contribute Rs. 1000 per annum to all such citizens.
Udisha Child Care Training Program for ICDS workers.
Voluntary Disclosure of Income Scheme June 18, 1997 Provides Opportunity to the income tax/ wealth tax defaulters to disclose their income at the prevailing tax rates.
National Rural Livelihood Mission (NRLM) June 2016 This scheme will organize rural poor into Self Help Group(SHG) groups and make them capable of self-employment.
National Urban Livelihood Mission (NULM) 24 Sep, 2013 This scheme aims at reducing poverty of urban poor households especially, street vendors who constitute an important segment of urban poor by enabling them access skilled wage employment opportunities.
HRIDAY – Heritage City Development and Augmentation Yojana Jan 2015 Urban Development The scheme main objective is to preserve and rejuvenate the rich cultural heritage of the country.
Sukanya Samridhi Yojana (Girl Child Prosperity Scheme) 22 Jan 2015 The scheme primarily ensures equitable share to a girl child in resources and savings of a family.
Smart Cities Mission June 25, 2015 Urban Development It is an central govt scheme which Aims to enable better living and drive economic growth stressing on the need for people centered development.
Atal Mission for Rejuvenation and Urban Transformation (AMRUT) June 25, 2015 Urban Development To enable better living by rejuvenating infra.
Pradhan Mantri Awas Yojana (PMAY) June 25, 2015 Housing To drive economic growth.
National Child Labour Projects(NCLP) launched in 9 districts in 1987 and has been expanded in January 2005 to 250 districts in 21 different states of the country Child Labour The objective of this scheme is to eradicate child labor in hazardous industries by 2010.
Antyodaya Anna Yojna 25 December 2000 Food Security The issue of Ration Cards after the recognition of Antyodaya families, unique quota cards to be recognized as an “Antyodaya Ration Card” must be given to the Antyodaya families by the chosen power.
Pradhan Mantri Kaushal Vikas Yojana July 15, 2015 Skill Development Seeks to provide the institutional capacity to train a minimum of 40 crore skilled people by 2022 [20]
National Food Security Mission 2007 for 5 years Food Security The aim is to reduce the yield gap in crops through the dissemination of improved technologies and farm management practices which are efficient.
Pradhan Mantri Ujjwala Yojana 1 May 2016 Safety The scheme aimed at providing free LPG connections to households of below poverty line families.

List of Schemes by Modi Government

Most of the recent surveys say that people are happy with the initiatives towards progress under the governance of Narendra Modi. Though the output is yet to be seen, the progress looks promising. Let’s take a look at some of the important government schemes

Pradhan Mantri Jan Dhan Yojana 

Pradhan Mantri Jan Dhan Yojana was launched in the year 28th August 2014. The agenda of this Gov scheme is ensuring access to various financial services like availability of basic saving bank account, access to need basic credit, remittances facility, insurance and pension to the excluded.

Benefits of Scheme are

  • Interest on deposit.
  • Accidental insurance cover of Rs.1Lakh
  • No minimum balance required
  • Life insurance cover of Rs.30, 000
  • Overdraft facility after 6 months.
  • Access to Pension, insurance products.
  • RuPay Debit Card.
  • Overdraft facility up to Rs.5000/- is available in only one account per household.

MUDRA BANK YOJANA : (Micro Unit Development and Refinance Agency Bank)

This central government scheme was launched in the year 2015, 8th April. Mudra will grant credit up to Rs 10 lakh to the small entrepreneurs and act as a regulator of microfinance institutions. The prime motive behind this scheme in India is to encourage the entrepreneurs and small business units to expand their capabilities and to diminish indebtedness. Schemes offered by MUDRA bank are:

  • Shishu-the starters-covers loan up to Rs.50,000
  • Kishor-the mid-stage finance seekers-covers loan above Rs.50,000 and up to Rs.5,00,000.
  • Tarun-growth seekers- covers loan above Rs.5,00,000 and up to Rs. 10,00,000


This central gov scheme was launched in 9TH MAY 2015. It is a government-backed life insurance scheme. Age limit: 18 to 50 years of age.
Annual premium- Rs.330 per year for a life cover of Rs.2, 00,000.


This is one of the great government schemes that are affordable by all section of the society.

  • Age limit: 18-70 years
  • Annual premium: Rs.12 per year.
  • Coverage: accidental death and full disability of Rs.2,00,00 and Rs.1,00,000 for partial disability.


This prime minister scheme was launched in the year 2015 by 9th May. The Atal pension scheme is targeted at unorganized sectors workers.

Depending upon the contribution, the beneficiary will get benefitted with guaranteed pension or 1000 to Rs 5000 Per month. The government will contribute 50% of the total contribution

Age limit: 18-40 years
The pension will start at the age of 60 years.


This scheme was launched on 11th October 2014. Under this government scheme, the MPs will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019.


The government of India has launched the digital India program with the vision to transform India into the digitally empowered society and knowledge economy. Digital India is keyed on three key areas –

  • Digital Infrastructure as a Utility to Every Citizen
  • Governance & Services on Demand
  • Digital Empowerment of Citizens

Pillars of Digital India

  • Broadband Highways
    Universal Access to Phones
    3. Public Internet Access Programme
    4. E-Governance – Reforming government through Technology
    5. E-Kranti – Electronic delivery of services
    6. Electronics Manufacturing – Target NET ZERO Imports
    7. IT for Jobs
    8. Early Harvest Programme


This Indian government scheme was launched by our honorable Prime Minister Narendra Modi on 15th July 2015. Skill India focus on creating jobs for youths, the government has decided to revamp the antiquated industrial training centers that will skill 20 lakh youth annually and create 500 million jobs by 2020.

The initiative was launched on the occasion of the world. Youth skills day. Samsung recently signed.

Swachh Bharat

Swachh Bharat was launched on 2nd October 2014. Swach Bharat Abhiyan is a national campaign by the government of India that aims to accomplish the vision of clean India by 2nd October 2019.

The prime agenda of this mission is to create sanitation facilities. It aims to provide every rural family with a toilet by 2019. Top 10 cities are Mysore, Tiruchirapalli, Navi Mumbai, Kochi, Hassan, Madhya, Bengaluru, Thiruvananthapuram, Halisahar.

Modi Government Schemes in 2018

  • Pradhan Mantri Jan Dhan Yojana
  • Pradhan Mantri MUDRA Yojana (PMMY)
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Atal pension Yojana (APY)
  • Pradhan Mantri Awas Yojana (PMAY)
  • Pradhan Mantri Fasal Bima Yojana (PMFBY)
  • Make in India
  • Swachh Bharat Abhiyan
  • Soil Health Card Scheme
  • Digital India
  • Skill India Program
  • Beti Bachao, Beti Padhao Yojana
  • Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)
  • Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
  • One Rank One Pension Scheme
  • Smart City Mission
  • Gold Monetization Scheme
  • Startup India, Standup India
  • Digilocker
  • Shyam Prasad Mukherjee Rurban Mission
  • UJWAL Discom Assurance Yojana
  • PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme
  • Namami Gange Project
  • Pradhan Mantri Surakshit Sadak Yojana
  • National Heritage City Development and Augmentation Yojana (HRIDAY)
  • Pradhan Mantri Awas Yojana-Gramin (PMAY-G)
  • Pradhan Mantri Yuva Yojana (PMYY)
  • Pradhan Mantri Zero Deficit Zero Effect Scheme
  • Mission Bhagirathi- Providing safe drinking Water to All
  • Pradhan Mantri Jan Aushadhi Yojana (PMJAY)
  • Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)
  • BHIM (Bharat Interface for money) App
  • 7th Pay Commission
  • Setu Bharatam project
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)
  • UDAN scheme
  • Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY)
  • Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)
  • Sagarmala project
  • Sansad Adarsh Gram Yojana (SAGY)
  • Pradhan Mantri Surakshit Matritva Abhiyan
  • Pradhan Mantri Rojgar Protsahan Yojana
  • Midday Meal Scheme
  • Pradhan Mantri Vaya Vandana Yojana (PMVVY)
  • Pradhan Mantri Matritva Vandana Yojana
  • Goods and Services Tax Bill
  • Ayushman Bharat Yojana

Final Words

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