IBPS PO Job Profile 2018 (Probationary Officer) in banks + Career Guide

IBPS PO Job Profile, Description, Responsibilities, and Salary

आईबीपीएस पीओ जॉब प्रोफाइल, जिम्मेदारी और सैलरी – The choosing profession is a tough task for all students who are going to build their career in banking sector. Students need to have proper and complete knowledge about the post which they have applied.

Here, we discuss one of the topmost likable posts of banking exam which is Probationary Officer (PO). IBPS PO Preparation Guide provides you detailed information about Job profile for Bank PO in India + (IBPS PO Job review) with salary structure and life & responsibilities of a bank PO.

Various banks like State Bank of India (SBI), ICICI Bank, RBI, Axis Bank, Canara Bank, Bank of Baroda, UCO Bank and many other banks in India conducted PO exam every year. Ex. – SBI PO 2018.

According to the Business Standard news approx 100000 bank officers retired in upcoming two years. So an enormous scope for you and all of the students who want to become a PO in a bank.

But at first, Before applying for IBPS PO Online Form you should have to know about probationary officer meaning and what is the role of PO in banks.

IBPS PO Job Profile Complete Details

What is the Job Profile of Bank PO? – Students are not aware of the post on which they are going to apply. It is compulsory for all students to know what will be your work after selection in short What PO do in the bank. It is a necessary step to finding out more about the Job description for PO in the bank. Students have many doubts in their mind related to PO Exam such as

Difference Between IBPS PO Vs IBPS Clerk IBPS PO Vs SBI PO Job Profile

What is PO Means? (Probationary Officer Definition)

PO Definition (पीओ की परिभाषा) – PO full form is Probationary Officer. Bank PO is the Officer Post of Probationary Officer In Banks. It is the starting level appointment of the bank officer. Most of the students ask this question many times that what is PO in the banking sector? Every bank recruits PO who manages all the activities under their criteria. It is also most attractive job under youngster in these days because it contains nice salary scale.

Candidates will be recruited as a “PO” after clearing Probationary Officer exam and kept for a probation period of at least 02 years. Department will increase your post standard as Assistant Manager and Manager in few years according to your performance in all over activities in the branch.

About PO –
Let us understand the meaning of PO via an example.
Mr. X has recently completed his B. Tech from a well-recognized university and now he has passed his interview for the post of system engineer in one of the IT Company. When he visited there for the first time as a fresher, he knows nothing about how to deal with the company’s project. Although, he had scored very well in his academics and college projects and company’s project make a huge difference, isn’t it?.

Mr.X was allotted his mentor whose job was to train Mr.X on projects and help him on new and tough things. For learning things and getting habitual with the company’s working aura, at least he was given 6 months.
After 6 months Mr.X found himself very confident and easy in dealing with the projects of the company at his own level.He was given targets and standards which he dealt very efficiently and effectively with.

The role of PO also mimics like the above example. Basically, the PO is a SCALE FIRST officer who is to be under probation period least 2 years(in some banks it is only for 1 year). This means that he/she has to undergo training and perform the allotted work to them so that to become proficient in their job profile. IBPS Bank PO Online Test Series.

You can also check probationary officer meaning in all languages such as Hindi, Tamil, Telugu, Marathi, Gujarati, Kannada, Punjabi, Malayalam, etc. चेक करे – आईबीपीएस पीओ परीक्षा की तैयारी हिंदी में.

Duration of Probation Period

IBPS PO Participating banks scheduled probation period of two years generally. In which selected candidate understand the practical way and structure of the bank. The probation period divided into various phases according to the bank. In this probation duration, you will handle different types of banking works such as Customer service, Account related queries, clearing, cash handling, loans, internet banking, etc.

Once the probation period is over you will appoint as an Assistant Manager OR Manager. Now you get your permanent work after satisfied with verification report by the local police department. Later on, you can apply for the internal promotion exams for higher level posts in the bank.

IBPS PO Recent Notification IBPS PO Exam Pattern 2018
IBPS PO Syllabus Guide IBPS PO Exam Dates 2018

Responsibilities of Bank PO – Roles and Duties

What is the work of Probationary Officer – “Job profile of PO in a bank” is a multitasking nature during the first two years. As a PO, you have to work in various departments. It will be Deposits, Loans & Advances, Clearing, Pensions, Payment and Cheque clearances, Fixed Deposit, ATM and Internet Banking, Credit Card, Report Making, Account related queries like closure, statement, ATM Issues, etc.

IBPS PO Cut off marks state wise Latest SBI Exam Dates 2018

All work allotted to you according to the bank policies it may differ for all banks. You will post in any of branch of the bank and department also gives the best training to polish you. Here are some of the primary duties of PO on the bank check it out.

  1. Customer service – First work of IBPS PO job profile Which is a topmost work of any of officer in the bank. Probationary Officer main work is handled customer and try to provide them with a solution for their queries. It will be related to any of banking service like account statement, required of any of another document such as forms and issuing cheque books. Open new accounts, handle any other bank product, cash deposit, and withdrawal, etc. Bank PO will manage these types of many works on a daily basis.
  2. Account Related – Most of the banks assigned newly recruit Probationary officers to handle bank account related queries of their customers.
    It will be various types such as Account Opening, Closure of dead accounts, print account statement when needed, issuing Cheque books to the client, arrange depositing slips, bank passbook entry and many of others account awareness provides to new customers like account features, benefits, etc. this is second work of ibps po job profile.
  3. Cash handling – Basically this step is applicable for Bank clerk but due to many conditions such as overburden of works, PO will be the second major post for handle cash transactions. During heavy footfall in branch probationary officers also manage all types depositing and withdrawal cash. For this purpose, you should be trained with transaction software bank. Many times as per schedule you will also assign to handle cash in ATMs to the selected locations. It is a temporary work in ibps po job profile.
  4. Payment Clearance – This is also PO responsibility in the bank after clerk to manage all clearance system of payments for Inward clearing and outward clearing. Cheque clearing by fetching actual data of client also done by PO as per requirement. You can also assign to process all types of transactions like Demand Draft (DD), Cheques, NEFT, RTGS and other payment methods.
  5. Loan Processing – In starting of Probationary officer probation period most of the time bank assigned all new freshers to their loan and Insurance department to sell their products. Department will train you on these products that how to sell and what to sell and how to convince customer and giving complete knowledge about the product.
  6. Generate New Business – Bringing business to bank it is another feature of IBPS Bank PO Job Profile where you will have to manage various activities like promoting banking products, New Account opening, selling Insurance, loans, etc. this feature purely depends on bank policies. Some of the public sector banks do not have marketing and sales executive to perform this job in that case you will have to enhance the business of the bank.
  7. ATM Related Queries – In some of the banks you will be assigned for ATM-based queries example ATM Lost how to block ATM card online, New ATM request, ATM pin no. not received, the machine did not dispatch cash but deducted from the account, and you handle many of similar issues.
  8. Reporting and Verification – Other daily reporting works of transactions and account related also assigned to the bank PO. And manually verify each transaction and records of accounts on a daily basis if required. Hope now you understand complete PO Job description in the bank.
  9. IBPS Exam Preparation Test-Series Pdf Download
  10. SBI PO Pre Admit Card 2018
  11. Caste Certificate Proforma for IBPS PO Interview
  12. IBPS PO Vs IBPS RRB PO
IBPS PO Prelims Preparation Tips आईबीपीएस पीओ सिलेबस टॉपिक्स हिंदी
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Basic Salary for Probationary Officer (PO)

Most of the students searching for the answer to this question that What is the salary and allowances of Bank PO? And many types of related issues like what is IBPS PO salary structure, pay after revision, salary in hand, etc.

Here we provide you with a table include basic pay, Daily Allowance(DA), (House Rent Allowance) HRA, CCA (City Compensatory Allowance), etc. for complete information about salary which answers your all of these questions.

IBPS PO Salary Structure 2018

Criteria Metro Cities State Capital District Level and Rural
Basic Pay 23700.00 23700.00 23700.00
Special Allowance 1836.75 1836.75 1836.75
DA 10163.63 10163.63 10163.63
CCA 870  600 – 
Transport Allowance –  – 
     
Total (without HRA) 36570.38 36300.38 35700.38
HRA  2133.00 1896.00 1659.00
Gross with HRA 38703.38 38196.38 37359.38

IBPS Bank PO Career Prospects and Promotions

Here are humble opportunities for Bank PO career growth. A bank PO can reach the post of “Chairman” in future according to performance and nature.

Here are many examples of various public sector banks. IBPS PO career is fastest growing path comparatively to other govt jobs. It will take the fast promotion, rewards, recognition and attractive postings for performers.

So if you are preparing for the IBPS Probationary Officers Exam, there is no limit in the banks as far as career progression is concerned. Bank PO job is one of the topmost rewarding jobs in the Banking Industry.

And At promotion side according to recent data, you will need an entry for middle management officers in just 2 -3 years and 7 – 8 years for senior management officers. A career as a Bank Probationary officer is not a bad deal.

Now I think you better understand the Bank PO Job Profile OR What is PO in Bank exam?. If you have any questions related to PO Exam you can use our comment section given below. Let’s focus on the next level.

IBPS PO English Preparation Tips IBPS PO Reasoning Preparation Tips
IBPS PO General Knowledge Preparation Tips IBPS PO Quantitative Preparation Tips

Who can apply for IBPS PO?
After reading about IBPS PO Job Profile now, this is also a very trending question from students that How to become a Probationary Officer in the bank? And who is eligible? Check complete details on it.

Eligibility for PO in Bank –

  • Candidates must have Indian Citizenship.
  • Candidates must have age between 20 to 30 years.
  • Candidates must have a Graduation degree.
  • Must have Computer knowledge (required by some banks) check complete details on IBPS PO Eligibility Criteria here.

IBPS PO Exam structure divided into three phases. First, you should face Prelims then Mains and after that an interview. The Question paper pattern of PO Exam is objective type of negative marking process.

Hope you better understand Probationary Officer meaning and IBPS PO Job profile now. You can also check this IBPS PO Job profile in Hindi. Current Affairs Preparation Tips for IBPS PO.

Free IBPS Mock Test

If I missed any part here in “What is the Job Profile of IBPS PO in the bank” you can suggest me here. And for any related queries, you can use our comment section below. Check other related articles on IBPS Exam here.

IBPS Exam Updates 2018
IBPS Clerk Exam IBPS Exam Syllabus IBPS Exam Dates
IBPS PO Exam IBPS Exam Pattern IBPS PO Books
IBPS RRB Exam IBPS PO Question Papers IBPS PO Study Material
IBPS SO Exam IBPS PO Admit Card IBPS PO Negative Marking
IBPS Exam Guide IBPS PO Exam Result IBPS PO Selection

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265 COMMENTS

  1. sir 12th m commerce hona jaruri h kya po k liye? or iss m retirement bhi hoti h kya ?
    or promotions kab hote h or unka mtlb bhi?

    • IBPS PO Prelims exam dates- 07.10.2017, 08.10.2017, 14.10.2017 & 15.10.2017
      IBPS PO Main Exam Date- 26.11.2017
      IBPS PO Online Registration date- 16 August to 5 September.

  2. I completed MCA this year , if i placed in a post as PO , in future what are all the possibility of getting promotion to me?

  3. Sir mera b.a final year ka exam ho gaya hai but result July taj aayega to kya main bank po ke liye apply kar sakta hoon

  4. sir i have completed DMLT(DIPLOMA IN MEDICAL LABORATORY TECHNOLOGY)in 2009…and BSc MLT with Lateral Entry in 2011 …..Can i apply for IBPS PO…Sir Please guide me ….and i am untouch with my study from 2011

  5. sir…I m in final yr of my b.com can i apply for ibps or sbi po exm or if not…plz suggst me any other post for which I can apply

  6. sir/mam my fathers name in my 12 class and in my 10 class is miss matched !! so will it affect me when.i apply for ibps po post ??

  7. Gud evening sir…
    actually i am starting preparation for d banking carrer i am very confused about related my study how i take initiative in it
    may i follow online classes.
    or the regular classes organised in my city? Please help me.out with books also
    thanks.

  8. Vrushti here, I will give my tybaf exam in April so cn I give ibps exam ? My born is 26-11-96 m I eligible n when should I register for it when is exam….

  9. Sir recently there was recruitment for sbi po, which I missed it due to my postgraduation exams. Sir is there any other exam of the same level which is yet to come. Sir please guide me.

  10. Sir i have my PO interview in feb. I am doing MBA right now, so should i tell the board members about this ?? Will this create a positive or negative impact ?

  11. sir, i have a three year gap between my 12th and graduation..is it going to affect me badly in po interview.? can this lead me to disqualification?

  12. Dear sir/mam
    My exam of ibps po prelims exam is on 16-10-2016,, what is the expected date of result of the same in november or some answer key is provided ??
    If provided, when it wil be provided?

    • Anchal Firstly you should apply for PO job then after selection and have experience for several years department will appoint you as an Assitant Manager. Here is not any direct recruitment method of it.

  13. Hello,

    I am an MBA Graduate and working on a private company. My problem is, My FATHER’S NAME is differently mentioned on my educational certificates and my ID cards.

    For Example, “MURUGESH” in certificates and “MURUGESAN” in my ID Card.
    Which one I must follow and Will it make any problem on IBPS and SSC?

    Thank you.

  14. Sir i have one query related selection procedure.I have completed my higher education in maths+computer science but i failed in maths subject but CBSE declared me pass as there where six total subject and i pass in five subject , and now i am post graduate in MBA (finance and marketing) with 70%. Is there will be any problem during selection procedure due to 12th marks please sir guide me.

  15. hi sir,
    I had completed my b-pharma in 2013.I had all my mark sheets for every semester and also have my provisional certificate.But I have not taken the final consolidated mark list because it have to taken by going to vizag(Andhra university).I had my m-pharma consolidated list. Can u please suggest a solution regarding the b-pharma consolidated marklist.
    Regards,
    Bindu

  16. hi,
    i have applied an ibps po exam. I have to go write the exam in tamilnadu. But i am staying in bangalore. So i want to need the job in bangalore. It is possible or not?

  17. Hello,
    I want to know that how many times one can appear for IBPS PO and clerk exams within the age of 20-30 years. Another query is will there be any kind of interview and group discussion session after on clears the main exam. The query is for both PO and clerk exam.
    Please do reply.
    Thanks and Regards,
    Arunima

  18. Hello sir,
    I am in final year(7th semester) of B tech in Civil engineering. I want to know that whether i am eligible for PO Exam 2016 or not. kindly share your precious suggestion.

  19. Hi, This is Sandhya. I completed my B.E in 2008. Since then I have been working in Software industry as Dot Net developer. And my domain has been US banks, So i have knowledge of banking domain. Now am planning to work in Indian Government, for long term career perspective. my age is 29 now. Do you suggest PO post is suitable to me? Or what are the best options I have in Indian Govt.?

  20. Sir, I have completed bsc agri….. Can u suggest me what scope of related degree in banking sector for me…..

  21. Sir, I have completed my b.a. , pgdca in computer for 1 year and after then MCA for 2 year by distance education. So m I elegiable for so post.

  22. Hello,
    I have done my MSc 2015 batch in business computing from Germany with over 4+ years of experience including IT software and International project management field.
    Am I eligible for PO position or is there any other position that I can apply for?.

    • You can apply for PO Exam, but you required A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government.

  23. Hi sir.m belonging to PWD HI candidate.is there any Medical test for IBPS PO.or they just verify my PWD certificate?

  24. sir now i not have obc certificate to apply for ibps po 2016. i applied for that obc but it comes after 1 month. shall i rigester obc in registration . in interview time i get ready my obc certificate.

  25. Hi ,

    My year of birth is May 1985 and i belong to OBC category. I have already completed 31 years of age. I came to know there is a age relaxation of 3 years to OBC category so i would like to know whether am i eligible for IBPS PO 2016 ?.

  26. Sir
    I have given my last sem. exam but result is not declared yet,so what if I fill IBPS PO form by filling aggregate marks of 5 sem. and if I selected I will produce my 6th (last sem.) marksheet during interview.

    Am I Eligible for Exam.

  27. Hello Sir, I want to know :

    1. Is there any job profile as Specialist officer in banking based on education B.com, PG in International Business Operations, Diploma in Software Management (APTECH), M.A in Economics?

    2. Do i need to do CCC course online even after I have diploma in Software management?

    3. I am in Defence and going to retire in Jul 18, does my 15 years of experience will be added to Bank PO?

    Plz reply. akhil.anshumaan@gmail.com

    • You can also apply for IBPS IT Officer not required any certificate. And for PO Exam defence experience is different so do not think about it. face IBPS PO Exam in full swing.

  28. Hello Sir,when will ibps registration begin?Some sites are telling that this time there will be no ibps recruitment?Is that true,sir?

  29. Hii ,
    Sir I completed my graduation this and my D.O.B is 28/10/1995 will I be eligible for IBPS exam , and secondly when will the online registration is comense.
    Thank you

  30. Hello sir,
    I have completed B.com..now i want to attend in IBPS exam…… can i atteneted in both IBPS Clerk $ PO exam in this year…

  31. Hello Sir/Madam,

    I possess a Master’s degree in Business Admin (Finance) with 4 years of work exp in KPO industry as a Team Leader. I aspire to be in people management role. Could you advice me on what exams I should opt for?

    Regards,

    Fabian

    • Hello, Fabian you should apply for IBPS SO HR/Personnel Officer (Scale I). Notification will be published in October month.

  32. Hello Sir,

    I hold a Bachelor’s degree in Commerce plus a full time Master’s degree in Business Administration (Finance) adding to this, I possess 4+ years of work exp in KPO Industry as a Team Lead. Moreover, I aspire to be in people management role? Could you kindly suggest me for what position should I apply for?

    Thanks in Advance,
    Fabian

  33. Sir i am in the last year of my graduation can i apply for this po exam and how many times this exam held in a year

  34. Sir I have given my last semester exams and waiting for result, it probably be declared by the end of august 2016 ,so am I eligible for ibps po/clerk 2016 exam.

    • You are eligible If you’ll get your exact pass % before the last date of IBPS Online Registration.

  35. Hi I’m lakshmi Narayana K R I’m complete my degree I’m searching the job can apply this ibps jobs please help me my number. how to apply ibps and how to write exam plz tell me help me plz

  36. Hello i m preparing for banking xam last 2 year bt m not qualify . .so Plz suggest best book for ibps po ,clerk nd rrb xam . .

  37. Sir i am studying b.sc maths final year now I have 75% marks.I have chance to write this exam now or after completed my degree.

  38. I am interested in IBPS PO.I pursuing b.tech. I am in final year now. Which books are preffered for this?Please give me reply sir.

  39. Hello,
    I have completed B-Tech in CSE and hope that last sem results will be declared before the last date of the registration for IBPS.I want to ask that am I eligible for being Technical student to appear in IBPS PO exam?

  40. Sir! is computer certificate is compulsory for qualify ibps/PO exam? Let me know about computer related knowledge in detail.

  41. Sir, I am in last semester of B-Tech(CSE), and I hope my results will be declared before the last date of registration of IBPS. So, am I eligible for being a Technical student?

  42. i have selected in ibps po 2015 in indian bank in obc category,but before my interview i was known that my caste was omitted from obc category as now caste certificates are computerised..it was unknown to the area tahasildar also & he signed on ibps obc format & by seeing that ibps allowed me for interview..i have my obc certificate of 2011. for now what should I do??

  43. I completed my graduation b.sc. in 2010.
    Am i eligible for ibps po or clerk?my DOB is 28th july 1990. And suggest me about exam material. Classes are required for preparation for exam?
    Thanks in advance

  44. I am manikandan,M.E Degree holder, DOB : 22/07/1986, Can i Eligible for write a Examination and i belongs to BC Category ,is there any age relaxation. give the detailed view for me.

  45. Dear Sir,
    I completed my graduation in 2011; my DOB is 15/08/1981 Can I eligible for ibps PO exam. cast : sc

  46. hello,
    i am preparing for ibps po but will be compliting my graduation in march 2017. kindly rply if i am eligible for 2016 or 2017 ibps po exam.

  47. Hello sir
    My dob 20/07/1994 and complete graduation 2013 in b.com so i eligible for ibps PO exam.
    And I am want hindi medium po exam

  48. Sir
    I did bsc in distance from br.ambedkar university .Can I eligible for clerk nd po exams
    What about computer knowledge?? Which certification is needed
    Please reply me.

    • You can apply for PO and Clerk post. For clerk job, Computer Literacy: Operating and working knowledge in computer systems is mandatory i.e. candidates should have Certificate/Diploma/Degree in computer operations/Language/ should have studied Computer / Information Technology as one of the subjects in the High School/College/Institute

  49. sir, this is manikandan, i am a b.com graduate, my problem is i don’t know when and all the goverment exam notifications get appeared, could you please help me to send the notificaions when and all the govt exams get appeared

  50. I am serving in indian army since 2003.how many years relaxation in age and after selection what will be my salary as a PO.

  51. Sir
    I want to apply for job in bank and I am in b.com final year. My age is 18 years so can I apply or no
    If I apply then how please guide me as soon as possible

  52. Hello
    I Have completed My Degree in Distance and Now I am Opting for MBA Regular(2years) and I am going to Write IBPS 2016 .. Since i am doing MBA my original Certificates will Be taken By JNTU for admissions so what should i do if i get selected in IBPS 2016 written and Need to attend the interview.. ??

    Please Help Me out
    Thanks In Advance

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