IBPS Recruitment Guide

Your Banking Exam Preparation Guide 2018

Difference Between IBPS Bank PO and Clerk Exam – Choose Wisely

Difference Between Clerk and PO Exam – What is the difference between Clerk and PO?

Most of the students are unaware of the difference between Clerk and PO job. They can’t understand the basic behind both posts that What is work of a PO? And What is work of a Clerk?

And what type of students should apply for PO Job And what kind of applying for Clerk job both posts are bank office jobs but both works differ from each other. This article describes and clears your doubts about the difference between PO Vs Clerk and How to Prepare for Bank Exam?

Difference Between Bank PO and Clerk

PO Definition, Work, Exam Pattern, Salary

PO – The word PO stands for “Probationary officer” in the banks and is the higher grade than a clerk. A P.O. starts as a trainee officer in the Junior Management Grade Service (JMGS) of the bank and can rise to the highest grades of the bank in his vacation turning into a General Manager, a Director or even the Chairman of the Bank. Check IBPS Bank PO Salary and Allowances complete details here. The pay for the PO at different level is at

Junior Management Grade – Scale I: Officer i.e. PO – Rs 38703/-
Middle Management Grade – Scale II: Manager – Rs 45950/-
Middle Management Grade – Scale III: Senior Manager – Rs. 51490/-
Senior Management Grade – Scale IV: Chief Manager – Rs. 59170/-
Senior Management Grade Scale V: Assistant General Manager – Rs. 66070/-

The Probationary Officer’s job is similar to a Manager Trainee position. For a PO, the principle qualities prerequisite is decision-making skills, leadership qualities, and intelligence to tackle different situations. IBPS PO Practice / Mock Test Series Pdf.

The work done by the PO is the managerial work, PO is appointed at two years training probation period as an assistant manager in the bank and handles the work of managing cash, payments, reports, brings business to the bank, etc. Check Latest information on IBPS PO 2018 and IBPS Clerk 2018.

Bank PO Exam Latest Updates
IBPS PO Online Registration PO Exam Dates / Schedule
PO Exam Eligibility IBPS PO Preparation Tips
PO Exam Pattern PO Exam Preparation Books
PO Syllabus PO Exam Question Papers

The PO can be appointed anywhere all over India depending on the transfer in his/her job. The pattern of the PO exam remains the same as of clerical exam but the syllabus changes that is an addition of some topics at the higher level included in the plan like probability, data in interpretation, charts, permutation and combination which not included in the administrative level.

How to Crack Bank PO Exam Without Coaching? बैंक पीओ का सिलेबस हिंदी

Clerk Definition, Work, Exam Pattern, Salary
Clerk  It is an employee who conducts general office tasks. The clerk is always present in all the departments. The responsibilities of the clerk are to maintain the records filing, staffing service counters, screening specialists, and other regulatory tasks.

To get appointed as a clerk in any organization one has to explain the levels of the clerical grade exam. There is a proper test of vacancies of clerk in bank known as clerical cadre. The least required age to apply for clerk exam is 20, and the maximum is 28 and the Xth passed candidates can also apply for the administrative level. SBI PO Vs IBPS PO Which is Better?

The clerk enjoys the facilities provided by the government pensions after the retirement, job security, allowances, low-interest loans and has the great opportunity to learn the work under his/her seniors. It is the easiest job and secured job especially for girls.

He is trained on the job and gets the opportunity of sustainable learning in Banking, Finance, Management and other areas of his choice. The clerk can be appointed anywhere all over the India depending on the transfer in his/her job.

The Pattern of Clerical Grade Exam

The Clerical Exam held in 2 Phases

Preliminary Exam – which includes three parts or subjects reasoning consisting of 35 questions of 35 marks each, the quantitative aptitude of 35 questions of 35 marks each and English language paper of 30 questions of 30 marks each overall paper of 100 marks of 1 hour consisting of negative marking of .25 marks per question. If the student clears this exam, qualifies for the main exam.

Main Exam – which includes questions relating to subjects Reasoning, Numerical Ability, English Language, General Knowledge and Computer knowledge each topic comprising of 40 marks in total 200 marks paper including negative marking of .25 of 2 hours. If You cleared this exam now go for the final round which is document verification.

If You qualify in all of these phases, you will be appointed as a clerk in the bank and given a salary of Rs. 4410-13210 per month with all the facilities of the government.

Bank Clerk Exam Latest Updates
Clerk Online Application Form Clerk Exam Dates / Schedule
Clerk Exam Eligibility Criteria Clerk Mock / Practice Test
Clerk Exam Pattern Clerk Exam Preparation Books
Clerk Syllabus Clerk Exam Question papers

The selection confirmed by clearing the pre, mains, and the final interview. Check IBPS PO Prelims and Mains Exam pattern here. After selection, the candidate is appointed in any of the bank chosen by the ibps and the probation period or started from the date of joining. आईबीपीएस बैंक परीक्षा की तैयारी कैसे करे?

So this fundamental difference between ibps PO and clerk exam. Share this post with your all friends who are preparing for any of bank exam. Check Tips for IBPS Preliminary exam preparation If you want to share anything about PO and Clerk Exam, feel free to use our comment section. Also, share your experience of bank exams.

Latest Bank Exam Study Material
Bank PO Exam Updates Bank Clerk Exam Updates
How to Prepare for Bank Exam? Bank Exam Study Material
Bank Preparation Books Bank Mock / Practice Tests
IBPS Recruitment Guide Bank Exam Question Papers


Add a Comment
  1. Sir i have Bachelor Of Computer Application degree From pune University can i apply for PO and clerk exams????

    1. Yes, Ganesh, you are eligible.

  2. I have scored 47% in graduation . Am I eligible for both po and clerk

    1. Yes, sarita.

  3. heelo sir..i m pratibha..i hv got 57% in bcom and 59% in m.com.Pls tell can I apply for both po and clerk exam.and percentage ki vjah se interview me koi problem to nahi hogi na.

    1. Hello Pratibha, Yes you are eligible for both exams and koi problem nahi hogi.

    2. No issue about the percentages and you can only apply for single crade which from clerk or po

  4. sir i have done my b.com with 58% and i got 70% in +2 can i eligible for bank po exams or for clerk exams

    1. Yes, You are eligible for both exams.

  5. Am B.Sc graduate. MPCs I have selected in degree. So which I can prefer? Po or clerk?

    1. Shravya, You should apply for IBPS PO and now IBPS PO 2017 Online Registration start Apply now here

  6. Hi sir

    I have done MBA in finance with 58% at madurai Kamaraj University distance education
    I have also done 10th + BA (degree) in ambetkar open University but I didn’t complete my +2, I have no intermediate certificates
    I want to work in bank
    But I don’t know I am eligible or not
    Guide me please
    Thank you

    1. Raju, 10+2 education qualification is mandatory, You are not eligible.

  7. What is difference between officer 1,officer 2,officer 3?

    1. Sir iretaired from army after 28year service my civil qualification is ssc at the time of retairment govt gave me gradution certificate this certificate is valid for this job or not

      1. Yes, it is valid.

  8. there is clerical cadre 5 and clerical cadre 6.. what is the difference between that??

  9. hello sir my name sirisha iam doing my BA in ambedkar university now iam entering in final year so my doubt is iam eligible for ibps exam or this year atleast i can join the study centers to prepare banking exams

    1. Hello, Shisha, First you complete your graduation degree then you are eligible for IBPS Exams. Yes, you can join and start your preparations for next year IBPS Exams.

  10. I done my engineering in mechanical with an aggregate of 58%. Can I eligible to apply for IBPS examination. If it’s possible then in which scale Im eligible to apply?

    1. Yes, You are eligible for IBPS Exams. You are eligible for Officer Scale-I.

  11. I am an electronics and inst engg graduate.I am a fresher .i don’t have any experience in banking field.can i apply for it officer in ibps rrb post??.moreover i have done c++ CERTIFIED COURSE in my college days.

    1. Yes, You can apply for IBPS RRB Officer Scale-I Post.

  12. Hello Ma’am, GUd Evening It’s Sweeti ,

    Ma’am I Have Done My B.com ,I Want To Give Exam Of IBPS But I have’nt Any kind of Idea Please Suggest For All

  13. Is certificate of programming language enough for ibps clerk?

    1. Yes, Anjali it is enough.

  14. Can a certificate of programming language enough for clerk?

  15. I m doing b. Com through distance mode
    M I eligible for posting exam?

  16. For ibps clerk post….what type of job….they will give cashier post or any other post?

  17. Sir, I am MBA….iam interested to work in a bank…..I have done computer course but no certificate…but I had computer subjects in my b.com…..and can I appear for ibps exams…..??????
    I also want to know…..if I am eligible…..can I apply for both clerk and po exam at the same time….plz tell me

    1. Yes, Divya You are eligible and Yes, you can apply for both exams.

  18. where can i download IBPS 2017 SYLABUS

  19. sir, i am a mechanical (automobile) engineer(final year) and going to appear for ibps clerck 2017 and i have studied C programming as a subject in my first year of B-tech am i eligible in the area of required computer literacy if not pls provide any solution
    plsss reply sir

    1. Yes, it’s sufficient knowledge of computer.

  20. Is there any interview for po or clerk after ckear the exam

    1. Yes, Monu IBPS PO will conduct an interview after mains exam.

  21. I complete my btech in EEE this year but should I prepare bank po please suggest me…

    1. Hello Bhupati, yes you can apply for IBPS PO.

  22. Sir,

    It would be great if you could help me by telling which books should I use to prepare for PO level exam?

    1. Check, IBPS Bank PO Books here.

  23. Hi, can B.Tech graduate apply for PO post? Does PO post require and finance related degree, like, b.com, mba in finance ?

  24. please suggest the best books to follow for ibps clerk to crack it in one go??

    1. Hello Shivi,
      Here Many Best Books for IBPS Clerk check it:-
      IBPS Clerk Books Pdf Download Online Exam (CWE 2017)

  25. sir, i nhave 2 years gap after 12th. will i face any problem in document verification . ibps clerk canara bank.

    1. No Indra is there no problem for document verification.

  26. Po exam best or clerk

    1. Hello Nehal,
      PO exam is greater than Clerk exam so its benefits also greater than clerk.

  27. Hey,
    I have done MBA in finance
    I want to work in bank
    But I don’t know for which exam should I prepare PO or clerk
    Guide me please
    Thank you

    1. Mitika, You should prepare for PO exam.

  28. Hi sir/mam,
    I completed my B Tech IT in 2014.I worked for Tata consultancy services for one year.I got married and currently living in USA.Can I prepare for PO post staying from here? If yes,what are the procedures I should follow?

    1. Hello, Sowmiya Under eligibility criteria of IBPS Exam candidates must have nationality of India.

  29. Hi
    I complete my graduation from Mumbai Hindi vidyapith can I apply for PO exam

    1. Yes, Sunil you can apply.

  30. Sir,
    My daughter is now entering into B.Com final year. Can she appear for Bank PO Exam. And another question can she apply for both PO and Clerk as well.

    1. She can apply for both but after graduation.

  31. Sir,could a selected candidate’s required his/her computer certificate.

    1. Lalita, Computer certificate only required for Clerk post.

  32. Sir,
    I am a engineering student, can I apply IBPS PO, is it good for me I am too confuse sir help me.

    1. Yes, Vicky you can apply for IBPS PO Exam.

  33. sir i am student of science
    and i am student of 1st year bsc Mathematic so i want to know What can I ca or po preparation of whether or not either

    1. Prabhat, you can go with PO exam.

  34. Sir i have done bcom with 55.33% from rajasthan university. But sir m not regular student..m non collegiate ( private) student.
    Sir is there any negative remark in PO interview…??

    1. No Mayank, Don’t worry about it.

  35. Sir, mere graduation me 60% se kam he. Kya me ibps po ke liye apply ker sakta hu.

    1. Ha, Shubham kar sakte ho.


    1. Yes, Deepthi.

  37. Kya 17 years Ki age me ibps clerk ka form nahi bhar sakte…17-18years old person bank ka kaun Sa form bhar sakte h??

    1. Minimum 20 years required for bank exams.

  38. Sir I have a little doubt…. I have promote in BSc math exam Part2 then it’s any effect of banking interview or carrier

    1. No issue Kaushal.

  39. Sir, when will the next exam of ibps clerk? please rpy me

    1. Sameer, IBPS Clerk Online Registration start from June 2017.

  40. sir graduation me Kitni percentage wale candidates apply kr skte h ibps po post K liye

    1. No minimum Sanjana.

  41. Is Ibps PO/Clerk has one single examination for all banks or are we supposed to give exams for different banks

    Please Clear My doubt Asap.

    1. Neha, IBPS scheduled exams for at least 21 participating banks not for all. You will apply rest for all separately.

  42. Sir which post is better according to work load, clerk or po

    1. PO.

  43. Sir I fill rrb banks exams form…but payment is due….now I wanna Chang my exam center …how can I change it…

    1. You can edit your application form details.

  44. Hello sir ,
    is sal ibps clerk exam ke liye interview nahi hai, to kya written pre aur main exam me questions tough puchenge????rpy…soon

    1. No Minal.

  45. Sir is typing test also involve in IBPS clerk and PO exam.

    1. No Surabhi.

  46. sir agar ibps ka form maharashtrya se fill kare to pepar konsi language main ayega ?

    1. Susheel jaha se form fill kar rhe ho vahi ki language required hai.

  47. sir ibps po n ibps clerk m maths ka level same hota hai ????ya phir clerk ka maths easy hota hai as cmpred 2 po?????thnx sir….

    1. Sumit, PO level is quite tough.

  48. Sir m up se hu.mera glti se delhi se ho gya h kya m up se fiil kr skta hu

    1. Ha Vipin.

  49. is it compulsory to give a clerk exam before giving PO or i could directly give bank PO exam?

    1. Aysha, both exams are different. No Connection. You will give any of exam as you wish.

  50. sir me delhi se obc catagory me hu. mene up clerk k liye aaply kiya h usme obc dala h to prblm to ni hogi na

    1. You will require OBC Certificate from UP.

  51. I bought ibps po book from book stall but i applied for ibps clerk exam can i study from ibps po book itself or should i get ibps clerk prelims book

    1. It is Ok Divya.

  52. I have completed my graduation and I am confused with the posts which I hv to apply for. Clerk or PO. Which is better for me Please help me to come out of this confusion.

    1. Po Last Date is Over. So you have Only Choice “Clerk.”

  53. sir . i fill ibps po & clerk form from delhi ..but i’m from Rajasthan in obc category….
    to m result me janral category me aauga kya ????
    plzzz tell me sir plz..

    1. Mohit, Yes you are general in Rajasthan.

  54. Can i apply both clerical and p.o post of ibps.. ?

    1. Yes, Kiran.

  55. Ibps clerk me other state se form apply hone par uski category general count hogi kya.???

    1. Yes.

  56. sir i clear bcom with 72% ihave a result from univercity but still i dont get certificate from univercity can it create any problem??

    1. No Problem.

  57. can i use different photo for po exam and clerk exam? and if i remain absent for po exam then will it affect for my clerk exam?

    1. No Problem at all Surabhi.

  58. if my result of po exam is fail,then will it affect on my clerk exam?

    1. No, Surabhi. No effect on other exam.

  59. Hi sir I am nallusamy finished B.E now I would like to prepare for a bank clerk exam only.
    I am plan to write this exam in next year 2017 so
    1) will it any changes in syllabus compare to 2016
    2) general awareness question based on corresponding year or not
    3) where is the best place to prepare
    Thank you

  60. Can I apply for both ibps po and Clerk same time

    1. Yes, Vijay you can apply for both exams at a time.


  62. Sir
    I’m in final year of graduation
    Can I apply ibps po

  63. Sir,Can I apply for the post of clerk?my dob is 14.10.95.and I don’t have any certificate of computer course.but I know the basics of computer which I have learnt in school.

  64. Sir kya aap mujhe bata sakte h ki ye LIC AAO, RBI Assistant, SBI PO & CLERK, IBPS PO & CLERK ka sylabus same hota h ki nhi…agar me kisi ek paper ki preparation karu to kya me sabhi paper clear kar sakta hu?

    1. Lokendra kisi kisi me koi subject change ho sakta hai. baki to sab hi competition exam ka syllabus pattern approx 80 % same hi h. like Reasoning, English, Quatitative Aptitude, Gk and Computer.

  65. Sir kya aap mujhe bata sakte h ki ye LIC AAO, RBI Assistant, SBI PO & CLERK, IBPS PO & CLERK, IBPS RRB inke syllabus me difference hota h ya nhi…agar me kisi ek paper ki preparation karu to kya me sabhi paper clear kar sakta hu ki nhi? Sir agar ho sake to kya aap mujhe iska answer mail kar sakte h? Kyuki mujhe is page pe mere pahle wale qstns bhi ni mile wapas..thanks in advance 🙂

  66. sir
    i hv applied for pwd certificate but medical.board is not set up from.last 2 month. if i got the certificate after 13august 2016; can i apply for ibps 6

    1. Yes, Prakash you can apply. No need of certificate right now.

  67. Sir i hv done my bcom from ignou with 59.05% marks.. M i elgible for po or clerk xam.. After getting merit in xam, is there any chance of my selection bcoz of my univsty or %age.. Plz rply me sir.. Guide me shoul i do preparation for these xams or not?????

    1. Yes, Raman you can apply for Both exam. Check this Ultimate IBPS Exam Preparation guide

      1. ok sir thanks a lot. sir i also want to know that is there any % relaxation in graduation for reserved categories or not????

  68. Sir, can you tell me about the career growth.
    Like from scale 1 to scale 2, then scale 2 to scale 3 and so on.
    How many years it will to get promotion.

    Thank you

    1. Gautam, You should check IBPS PO Promotion Structure here.

  69. Good aftrenoon sir i want exam pattern and tips about ibps exam sir because of i’m very fear about that exam so please guide me

    1. Hello Chaithra you should check these Ultimate IBPS Exam Preparation Tips for Success in first attempt.

  70. I had appeared tybbi this year but I didn’t got my result. Can I apply for online exam?

    1. Bhushan result % required while online registration.

  71. Sir I completed my breach in five years …can I apply for ibps Po posts

    1. Yes, Gowtham you can apply.

  72. Thanks to valuable informations

  73. Thank you so much for valuable informations. Very useful link.

  74. I have completed my btech can apply for po or clerk exams

    1. Yes, Chintu you can apply.

  75. Sir is PO job more difficult than clerk? And will the PO get same benefits as what other government servants get?

    1. Yes, in terms of cutoff and competition. No, in terms of level of exam and questions. And PO will alomst same benefits as other govt jobs.

  76. Very helpful articles.Thanks. I want to more details in IBPS PO exam so please help me.Thank you.

    1. Hello, Kaushik You can check Complete details about IBPS PO Exam here.

  77. Sir I hv sbi po xam dis week…do I get descriptive tests also in prelims?pls help…thank u…

    1. No, only objective.

  78. Hello Sir..
    I wanted to know that can I appear for ibps sbi PO &Clerk exams in my final year of graduation..?? And in which months these exams are held in a year..??
    Please help me out here..

    1. IBPS Exam require complete graduation.

  79. hello sir, ryt now i m preprng fr ssc cgl nd i also want to prep. for ibps po exam i hd go through the syllabus of bank po and wht i found is thick diff. in syllabus of both….so whts ur opinion?

    1. Yes, Avinash Bank PO Syllabus and SSC CGL has some major difference.


  81. Sir please clear to me one thing that my b.com marksheet has a miner mistake in my father’s name.it can be a big issue for me in my varification of certificate.

    1. Not a major issue.

  82. Sir I am working in kotak mahindra bank back office since one year …if I give ibps will my experience be considered ?…is it any way to apply for any public sector bank without giving ibps on basis of my kotak’s banking exp?

    1. Hello, Nitiksha All public sector banks follow recruitment process make a notice on all of them if they announced any direct job. And your experience definitely will gives you advantage in IBPS Interview.

  83. sir I’ve cmpleted b.sc mlt (medical lab teachnician ) from vinayaka mission university .
    can I eligible for banking??

    1. Yes, Any graduate pass student can apply for IBPS Bank Exam.

  84. Computer skills are required for IBPS clerical cadre post or not ?

    1. Yes, Operating and working knowledge in computer systems is mandatory i.e. candidates should have Certificate/Diploma/Degree in computer operations/Language/ should have studied Computer / Information Technology as one of the subjects in the High School/College/Institute.

  85. Hello ,
    Is CSO and PO both the same post?

    1. CSO – Customer Support Officer
      PO – Probationary Officer
      both are different.

  86. Hello ,
    IS CSO and PO same?

    1. No

  87. Sir what is the minimum graduatn percentage for ibps po exam. bcz some people says that 55 percent is required for bank po exam,is ths right sir.

    1. No Minimum % Required for PO Exam.

  88. Dear sir, I am completed BSc am I able to attend the ibps PO exam please suggest me.

    1. Yes, Reshma You are eligible.

  89. Sir i m going on 3rd yr ..i also want to prepare for bank exam So plz suggest me..what should i do..

  90. Dear Sir ,
    I am also from West-Bengal,now i am planning to appear for IBPS clerk from Odisha, is regional language and it’s writing known mendetory…..

    1. Hello, Shubhadip Local language knowledge is mandatory.

  91. Im from Tamilnadu, now planning to appear for IBPS clerk in karnataka. Is regional language knowledge mandatory.

    1. Not too much but you should familiar with it.

  92. i m dinesh. can effect wrong date of passing in my ibps result? i filled 26/07/2013 instead 26/06/2013.plz mail me sir.

    1. Not an major issue.

  93. Sir i am of 18 year recently and in bsc -1 year can i apply for clerk exam

    1. No dear, Complete your graduation first.

  94. Sir I completed btech and I want job short duration of time in bank xm its possible.

    1. NO Pappu it is not possible.


    1. Yes, Harpreet you can.

      1. I am deepa.I am completed and passed Bca (computer application).am eligible for po post..how many marks will be pass in po exam.please tell me..

      2. hello, Deepa No minimum marks You can apply for IBPS PO Exam.

  96. Hi Sir;

    I have done my B.A; passed with minimum percentage. After then Have done my MBA(finance) in-distance with a good percentage.I have 3 years of experience in mutual funds as well. Can I be considered for bank PO exams. kindly guide me as I fall-under general category and a good job has become compulsory for my situation.

    1. Yes, Surekha you can apply for PO Post.

  97. Sir I’m in bcom 3year.can I apply for clerk exam

    1. Sorry, Aman Complete Graduation required.

  98. Pls send last year ibpd clerk exam paper

  99. Sir actually I am confused about the minimum percentage required in 12 and 10 for both PO and clerk so I want to clear my doubt regarding the minimum percentage in 12 and 10….Thank

    1. Hello Tanuj No minimum % required. You just pass it.

  100. my last semester result has not been declared ..can i apply for IBPS exam ..as my result will declared in july

    1. You can apply for IBPS after confirmed result.

  101. Sir I want to know difference in difficulty level of SBI clerk prelims and IBPS po prelims.
    Which one is more difficult than other ? Or both are same ?

    1. According to analysis, both are almost similar level.

  102. thanks a lot for prpvoding valuable information

  103. sir, I want to answer PO as well as clerical exam in the same year, can I do so ?

    1. Yes you can do it.

  104. I am going to appear for bank po preliminary exam this year the only thing that is confusing me is that will the same book (logic, English and maths) be useful for both preliminary exam and the main exam or do I need to buy another book apart from Computer and General knowledge which will be the add ons in the main exam. Kindly help Me out in this ty

  105. sir I have completed my graduation In 2015.but after S.Y I had 2 years gap . but finally I completd my graduation in science and have pass only can I apply for IBPS PO .

    1. Yes Sachin you can apply.

  106. Thanks for this information

  107. Dear sir , my DOB is 01/07/1989 and I am in the B.A. ( correspondence ) 2nd year students. am I eligible for IBPS PO exams?

  108. sir,
    please mail me the complete clerk prelims 2015 syllabus i.e topics covered in each section.

  109. Now I undestood the difference between clerk nd po cadre.tanq u 4 ur valuable info.

  110. Thank’s 4 info….

  111. can I write clerk po rrb exams at a time in single year

  112. Very nice and necessary post was above

  113. thanks a lot for your valuable info

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